Has this happened to you? You may be able to collect as much as $1,000.00 per violation:

1. Collection agency does not inform you whether they purchased the debt or whether they were “assigned” to collect it temporarily;
2. Creditor calls you after 9 p.m. at night or before 8 a.m.;
3. Creditor calls any other person about your debt, including friends, neighbors or relatives, however they can contact your attorney, a consumer reporting agency, the creditor or the attorney of the debt collector;
4. A collection agent harasses, threatens violence, or abuses you verbally (for example, a creditor calls you 6 times per day for two days);
5. A creditor claims to garnish your wages, seize property or have you arrested;
6. Examples of Other Violations, click here  

Nothing in this web site is to be construed as a guaranty, warranty, or prediction about the outcome of your matter. The information herein does not include legal advice for your specific situation. Consult a qualified attorney for legal advice